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Activities insurance policies...  
It is a condition of booking any of our trips, that all clients have sufficient activities insurance. This is to protect you in case of any requirement for medical or hospital treatment, mountain search and rescue, and in case you have to cancel your course due to injury or personal circumstances either before or during your trip. Documentary proof of cover is checked at the course briefing. It must be written in English, and specify that it covers you for all the activites you plan to undertake.
Your insurance documentation should specifically cover you for all the following activities. If the policy does not clearly state you are covered for these activities, you will not be covered for them, and will be unable to undertake any guiding. All of the policies must cover you for mountain search and rescue, and medical or hospital treatment, as well as in case of you cancelling your course place.

Mountaineering: e.g. Mont Blanc, Winter Intro, Matterhorn
Cover for; climbing with ropes, on glaciers, over 4000m

Rock climbing: e.g. Alpine Rock course
Cover for; climbing with ropes, on glaciers, with guide

Expeditions: e.g. Aconcagua, Kilimanjaro
Cover for; specific country, activity, altitude, and rescue

Trekking: e.g. Tour Mont Blanc, Walkers Haute Route
Cover for; hiking up to 3500m, non glaciated, with guide

Via Ferrata: e.g. Bochette Way, Intro Via Ferrata
Cover for; climbing with ropes, with a guide

Snowshoeing: e.g. Best of Mont Blanc, Italian Weekends
Cover for; snowshoeing off trails, up to 3500m, with guide

Off Piste: e.g. Chamonix Off Piste, Vallee Blanche, Verbier
Cover for; on glaciers, unmarked routes, with ropes & guide

Ski Touring: e.g. Haute Route, Monte Rosa, Gran Paradiso
Cover for; on glaciers, ski mountaineering, with ropes & guide

Heli-skiing: e.g. Mont Blanc, Winter Intro, Matterhorn
Cover for; on glaciers, heli-skiing, with guide, off piste

Trail Running: e.g. Chamonix Trail Running, UTMB recce
Cover for; hiking up to 3500m, non glaciated, with guide

Fell Running: e.g. Intro Fell Running, Lakes Night Runner
Cover for; regular travel insurance for belongings

Personal Training: e.g. UK based PT sessions
Cover for; regular travel insurance for belongings
If you have travelled abroad without insurance or suitable cover, you will not be able to undertake any guiding, until such a time as you obtain cover. Generally this will mean that you miss one or two days of guiding as an absolute minimum. You have been warned. Please make life easy for yourself, and arrange cover now! To date we have never seen any bank or credit card travel insurance that provides you cover for mountaineering and glacier travel including the use of ice axe and crampons, or for off piste and ski touring that includes cover for skiing on any glaciers. Specialist insurance is required, and we summarise the three of the most popular insurers below. These are not recommendations from Icicle, but they are insurance providers our clients frequently use.
Snowcard Insurance
BMC Insurance

Other Insurers

American Alpine Club



Click logo above for details

Travelex (US clients)


Click logo above for details

Insure4less (Australia)


Click logo above for details

DogTag insurance



Click logo above for details

Other insurance options
There are many other insurance options out there, but we specifically advise against policies such as Austrian Alpine Club, as we do not consider that it provides sufficient medical cover, and there is no provision for cancellation. It is your responsibility to ensure that you have sufficient cover in place from the time of booking.

Click on logo above to book this insurance
Click on logo above to book this insurance
'Alpinist' insurance is required for all our Alpine climbing trips such as Mont Blanc or Alpine Intro courses.
'Alpine & Ski' cover is suitable for all our Alpine mountaineering trips including Mont Blanc or Intro courses.
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'Trekker' insurance is ideal for the Tour du Mont Blanc, trail running and winter snowshoeing trips.
'Trek' insurance is ideal for the Tour du Mont Blanc, trail running and winter snowshoeing trips.
Off piste courses generally require 'Lift Served Freeride' cover, and ski touring courses should get 'Ski Mountaineering' cover.
'Alpine & Ski' cover is suitable for all of our off piste and ski touring trips including Haute Route ski tour and all our Off Piste courses.
£10 million: Emergency medical and other expenses cover, including repatriation to the United Kingdom. Up to £500: Physiotherapy and dental treatment cover. Up to £250: Early return home benefit. Up to £250: Car hire return benefit. Up to £100,000: Search & Rescue expenses. Up to £300: Ski / Dive / Golf / activity Pack. Up to £1000: Hospital benefit. Up to £25,000: Personal Accident cover. Up to £2 million: Personal Liability cover
£10 million medical and emergency expenses. £100000 rescue and recovery. £1000 hospital inconvenience expenses. £10000 personal accident. £2 million personal liability. £2000 personal belongings. £5000 cancellation. £100 delayed departure. £500 missed departure. £25000 legal expenses or advice. £5000 curtailment of journey or trip. £500 catastrophe cover. £500 personal money. £250 loss of passport. £1000 hijack.
UK residents only.
UK residents only.

The details of the insurance policies detailed above are correct as of the date of creation of this page. You are responsible for checking if they have changed, and for making sure that you have suitable cover before travel. There are other insurers who you may use. We record the details of your insurance at the course briefing, in case of emergency. This does not signify us confirming that your insurance will pay out in event of a claim, but it is our record of you supplying insurance which you deem covers you...
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A key part of choosing a company is being able to come and talk about your plans with an experienced course advisor face to face. In an increasingly virtual world, we know our clients value speaking to real people, getting open and honest advice. The vast majority of our clients are British, and our office and outdoor store is based in Windermere in the English Lake District.



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